Accept a payment

Count an underpaid payment, or one that needs review, as paid with what arrived.

Works on an underpaid payment or one that needs_review, when what arrived is enough for you. The payment becomes succeeded with what arrived: amount_received shows it, reporting.amount is its USD value, less any customer_fee, and settlement.amount adds up every transfer, whole. The timeline gains an accepted event, and you receive payment.succeeded.

The example accepts a link payment that received 90% of its price. Any open checkout for the rest stops waiting.

Path

id string Required

The payment's ID, such as pmt_QI02vLdJGd48hBbg.

Errors

404 not_found

No payment with that ID belongs to your business.
409 payment_not_acceptable

The payment isn't underpaid or needs_review.

Any request can also fail on its key or its body. See errors.

Request

curl -X POST "https://api.402pay.co/api/v1/payments/pmt_Kson1iADtxwHYH5M/accept" \
  -H "Authorization: Bearer $PAY402_SECRET_KEY"

const response = await fetch("https://api.402pay.co/api/v1/payments/pmt_Kson1iADtxwHYH5M/accept", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.PAY402_SECRET_KEY}`,
  },
});
const { data } = await response.json();

import os

import requests

response = requests.post(
    "https://api.402pay.co/api/v1/payments/pmt_Kson1iADtxwHYH5M/accept",
    headers={
        "Authorization": f"Bearer {os.environ['PAY402_SECRET_KEY']}",
    },
)
data = response.json()["data"]

Response200 OK

{
  "data": {
    "id": "pmt_Kson1iADtxwHYH5M",
    "kind": "payment",
    "status": "succeeded",
    "amount": "199.00",
    "currency": "USD",
    "fee_payer": "business",
    "customer_fee": "0.00",
    "amount_received": "179.10",
    "reporting": {
      "currency": "USD",
      "amount": "179.10",
      "fee": "0.00",
      "transaction_fee": "0.25",
      "customer_fee": "0.00",
      "net": "178.85"
    },
    "fee_rate_bps": 0,
    "method": {
      "rail": "crypto",
      "asset": "USDC",
      "network": "ethereum",
      "amount": "179.10",
      "expected_amount": "199.00",
      "overpaid_amount": null,
      "from_address": "0xadb252a42ccdd382c58673cb88a05d0f52e0ab6e",
      "tx_hash": "0xca57b032a212f2940f33dbfd296f14758a44534efe87d126c42e1b1838b35639",
      "explorer_url": "https://etherscan.io/tx/0xca57b032a212f2940f33dbfd296f14758a44534efe87d126c42e1b1838b35639"
    },
    "settlement": {
      "destination": "wallet",
      "asset": "USDC",
      "network": "ethereum",
      "amount": "179.10",
      "wallet_id": "wal_1fIGZOrILmsCO0jw",
      "address": "0xee44DbeB8F3d1F216f7317c5B08C1fA1C8b8CA81",
      "tx_hash": "0xca57b032a212f2940f33dbfd296f14758a44534efe87d126c42e1b1838b35639",
      "explorer_url": "https://etherscan.io/tx/0xca57b032a212f2940f33dbfd296f14758a44534efe87d126c42e1b1838b35639"
    },
    "customer_id": "cst_gWFWcc7Ga0Pv7LSC",
    "link_id": "lnk_nt842tPNne3lf0ka",
    "url": null,
    "reference": null,
    "metadata": {},
    "success_url": null,
    "cancel_url": null,
    "expires_at": null,
    "canceled_at": null,
    "checkout_id": "chk_cT8iEk2tGkc9wC46",
    "description": "Team plan, monthly",
    "country": "US",
    "failure_code": null,
    "failure_message": null,
    "confirmed_at": "2026-09-26T21:23:16.700Z",
    "created_at": "2026-09-26T21:22:47.082Z",
    "updated_at": "2026-09-26T21:23:16.700Z",
    "events": [
      {
        "type": "created",
        "created_at": "2026-09-26T21:22:47.082Z",
        "data": null
      },
      {
        "type": "method_selected",
        "created_at": "2026-09-26T21:22:47.082Z",
        "data": {
          "rail": "crypto",
          "asset": "USDC",
          "network": "ethereum"
        }
      },
      {
        "type": "detected",
        "created_at": "2026-09-26T21:22:47.098Z",
        "data": {
          "amount": "179.10",
          "network": "ethereum",
          "tx_hash": "0xca57b032a212f2940f33dbfd296f14758a44534efe87d126c42e1b1838b35639"
        }
      },
      {
        "type": "underpaid",
        "created_at": "2026-09-26T21:22:47.098Z",
        "data": {
          "expected": "199.00",
          "received": "179.10"
        }
      },
      {
        "type": "accepted",
        "created_at": "2026-09-26T21:23:16.700Z",
        "data": null
      }
    ]
  }
}